Professional Credit Certification Education Pathway

STANDARD ROUTE – ENROLMENT

a) In order to enrol as a candidate for each level of the Professional Credit Certification (PCC) Education Pathway, an applicant must satisfy the following requirements:

ACCELERATED ROUTE – EXEMPTION

1. The Institute will consider granting exemption from modules or parts of a qualification based on prior learning and/or relevant credit experience in the banking and financial services industry and is a concession granted at the discretion of the Institute and not an automatic entitlement. A formal application for exemption must be made.
2. Relevant credit experience should be in credit appraisal, credit approval or credit review (audit).
3. Every application for exemption will be considered on an individual basis and the exemptions granted will be based on the applicant’s qualifications and work experience which will differ from one applicant to another.
4. Candidates who are granted exemption from specific level(s) or module(s) or part(s) of a qualification will be able to enrol for the level/part of the qualification as is determined by the Institute.
5. Granting exemption is the prerogative of the Institute and the Institute reserves the right to change its exemption policy and criteria at any time.
6. Exemptions will be considered for the Certified Credit Executive modules, Retail Credit Professional modules and Business Credit Professional modules.
7. A candidate is required to apply for exemption(s) at the time of qualification enrolment prior to registration for the first module of the chosen qualification. Applications made thereafter will not be considered.
8. The Institute will only consider completed qualifications for purposes of exemption. Partially completed qualifications or subject passes are not acceptable.
9. Qualifications submitted for exemption purposes must be awarded by universities/higher education institutions recognised by the awarding country’s Ministry of Higher Education or equivalent authority or the National Qualification Accreditation Agencies.
10. Malaysian qualifications should be listed in the Malaysian Qualifications Register or in the Finance Accreditation Agency (FAA) website.
11. For banking/credit/accounting qualifications from education institutions or professional bodies, applicants should have a minimum of 3 years’ credit work experience as approved by the Institute.
12. For other qualifications, applicants should have a minimum of 5 years’ credit work experience as approved bythe Institute.
13. For qualifications awarded by the Institute, applicants should have a minimum of 3 years’ credit work experience as approved by the Institute.

Refer to the below chart which provides a guide on possible exemptions based on the type of qualifications and years of banking work experience. The exemptions granted may vary from applicant to applicant based on each applicant’s combination of qualifications and work experience.

The chart below provides a guide on possible exemptions based on the type of qualifications and years of banking work experience.  The exemptions granted may vary from applicant to applicant based on each applicant’s combination of qualifications and work experience.

#Relevant credit experience should be in credit appraisal, credit approval or credit review (audit). [Refer to clause (b) Accelerated Route – Exemption Rules above.] 

The above information is indicative as a guide.  Exemption applications must be supported by relevant evidence for evaluation by AICB and applicants will receive written notice of the exemptions granted.

EXEMPTION FEE

1. Applicants for exemption from any module or part of a qualification will be required to pay the following fees:
   

   FEE	AMOUNT
   Exemption application fee	RM100 per application
   Module exemption fee	RM250 per module

2. The exemption application fee is payable upon submission of the application for exemption and is non-refundable regardless of the outcome of the application.
3. The module exemption fee is payable for each module for which exemption is awarded and payment is to be made upon approval of such exemption.

APPROVAL

1. All applications for enrolment as a candidate for any AICB qualification or exemptions will be processed in accordance with the requirements set out in the regulations and the applicants may be contacted in case additional information is required.
2. Applicants will be informed of the Institute’s decisions within 10 working days from date of application (upon receipt of full and complete documentation) for qualifications and experience already assessed.
3. Where the applicant’s qualifications have not been previously assessed by the Institute, the processing time will be longer.
4. Candidates will be informed in writing of the Institute’s decision via email.

Certified Credit Executive (CCE)

Important Note:

# – A candidate is required to apply for exemption(s) at the time of qualification enrolment (ie. application submission).  Applications made thereafter will not be considered. Applications for exemption(s) submitted without complete documentations will not be processed.

Disclaimer:

1. AICB reserves the right to cancel, suspend, interrupt or reschedule any examination to another date and will not be liable for any claims, actions, costs, charges, expenses, damages, loss and liability due to the cancellation/deferment of these examinations.
2. Training workshops for AICB qualifications are conducted by Asian Banking School (ABS). Candidates are required to check ABS’ website for the latest workshop dates at https://www.asianbankingschool.com/our-programmes/professional-qualifications.
3. Candidates are required to complete their qualification enrolment with AICB before registering for training workshops with Asian Banking School (ABS), through ABS’ website: asianbankingschool.com. Terms and conditions apply.

Business Credit Professional (BCP)

Important Note:

# – A candidate is required to apply for exemption(s) at the time of qualification enrolment (ie. application submission).  Applications made thereafter will not be considered. Applications for exemption(s) submitted without complete documentations will not be processed.

 Disclaimer:

1. AICB reserves the right to cancel, suspend, interrupt or reschedule any examination to another date and will not be liable for any claims, actions, costs, charges, expenses, damages, loss and liability due to the cancellation/deferment of these examinations.
2. Training workshops for AICB qualifications are conducted by Asian Banking School (ABS). Candidates are required to check ABS’ website for the latest workshop dates at https://www.asianbankingschool.com/our-programmes/professional-qualifications.
3. Candidates are required to complete their qualification enrolment with AICB before registering for training workshops with Asian Banking School (ABS), through ABS’ website: asianbankingschool.com. Terms and conditions apply.

Retail Credit Professional (RCP)

Important Note:

# – A candidate is required to apply for exemption(s) at the time of qualification enrolment (ie. application submission).  Applications made thereafter will not be considered. Applications for exemption(s) submitted without complete documentations will not be processed.

Disclaimer:

1. AICB reserves the right to cancel, suspend, interrupt or reschedule any examination to another date and will not be liable for any claims, actions, costs, charges, expenses, damages, loss and liability due to the cancellation/deferment of these examinations.
2. Training workshops for AICB qualifications are conducted by Asian Banking School (ABS). Candidates are required to check ABS’ website for the latest workshop dates at https://www.asianbankingschool.com/our-programmes/professional-qualifications.
3. Candidates are required to complete their qualification enrolment with AICB before registering for training workshops with Asian Banking School (ABS), through ABS’ website: asianbankingschool.com. Terms and conditions apply.