1. Section 133 (Secrecy)
2. Section 134 (Permitted Disclosures)
3. Penalties for non?compliance with these provisions

2.2.2 Islamic Financial Services Act 2013 (IFSA)

1. Section 145 (Secrecy)
2. Section 146 (Permitted Disclosures)
3. Penalties for non?compliance with these provisions

2.2.3 Capital Markets and Services Act 2007

1. Section 92
2. Section 93
3. Section 94
4. Section 97
5. Section 178
6. Section 179(c)
7. Section 232
8. Section 255
9. Section 362 (3)
10. Schedule 2 (Regulated activities)
11. Schedule 4 (Registered persons)

2.2.4 SC: Guidelines on Sales Practices of Unlisted Capital Market Products

1. Purpose of the guidelines
2. Treating investors fairly
3. Product Highlight Sheet
4. Suitability of assessment

2.2.5 Anti-Money Laundering and Anti-Terrorism Financing Act 2001

1. Statutory responsibilities borne by a financial institution as a Reporting Institution
2. Penalties imposed for breaches

2.2.6 BNM UPW/GP1 – Standard Guidelines on AML/CFT
2.2.7 BNM UPW/GP1(1) – Sectorial Guidelines on AML/CFT for banks and financial institutions
2.2.8 SC: Guidelines on AML
2.2.9 Malaysia Deposit Insurance Corporation Act 2011
2.2.10 Guidelines on Disclosure of Deposit Insurance Information
2.2.11 Guidelines on Introduction of New Products

1. Section 7 (Fair treatment of customers)

2.2.12 SC: Guidelines on the Offering of Structured Products

1. Section 1 (Introduction)
2. Section 7 (Requirement for disclosure)
3. Section 8 (Suitability & fair dealing requirements)

2.2.13 BNM: Guidelines on Product Transparency and Disclosures

1. General policy requirements
2. Deposit products and investment products under Schedule I & II

2.2.14 SC: Guidance Notes on Secondary Trading of FCY Denominated Debentures and FCY Denominated Islamic Securities

1. Section 2 (Definition of “sophisticated” investor)
2. Section 5 (Fair dealing)

2.2.15 SC: Guidelines on Private Debt Securities

1. Purpose of the guidelines
2. Responsibility of Issuer and Principal Adviser
3. Disclosure of material information
4. Retail Private Debt Securities

2.2.16 SC: Guidelines on Sukuk

1. Purpose of the guidelines
2. Responsibility of Issuer and Principal Adviser
3. Disclosure of material information
4. Retail Sukuk

1. Definition of investments abroad
2. Rules on source of funds for such investments and the registration requirements

2.3.2 Notice 4 – Payments (previously ECM 7)

1. Foreign Currency Account (FCA)
2. Payments and Receipt in Ringgit
3. Payments and Receipt in Foreign Currency

1. Definition of debt securities, background of the market and importance of bonds (capital raising/investments)

4.1.2 Types of fixed income securities in Malaysia

1. Straight bonds
2. Floating rate bonds
3. Zero coupon bonds
4. Callable bonds
5. Commercial papers

4.1.3 Characteristics of bonds

1. Par values/face values and bond proceeds
2. Term to maturity
3. Coupon rate and calculation
4. Trustee and trust deed
5. Yield

4.1.4 Considerations when investing in bond

1. Credit rating
2. Maturity
3. Yield
4. Call or conversion
5. Tax

4.1.5 Risk of investing in bonds 4.1.6 Factors affecting interest rates

1. Supply and demand
2. Economic factors
3. Government and central bank policies
4. Market expectation and psychology
5. International political events

1. Principal repayment
2. Payoff structures
3. Participation rate
4. Pre-termination
5. Secondary market
6. Comparison of structured investments against other investments

4.2.4 Basic building blocks of a structured investment 4.2.5 Underlying assets and examples

1. Equities
2. Stocks and indices
3. Commodities
4. Currencies
5. Interest rates
6. Fixed income securities
7. Real estate
8. Hybrids

4.2.6 Risks

1. Credit risk
2. Mismatch risk
3. Market risk
4. Legal risk
5. Liquidity risk
6. Currency risk
7. Option risk
8. Tax risk

4.2.7 Legal documents

1. Structured Products – Master Agreement, Product Agreement,  Product Disclosure Sheet, Risk Disclosure Statement,  Customer Suitability Questionnaire
2. NIDs – NID application form, Product Disclosure Sheet,  Risk Disclosure Statement, Customer Suitability Questionnaire